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Send around
the world at the
speed of light.

Four ways to send money abroad.

Start sending

Bank transfers.

Cobalt supports payments via Visa Direct and SWIFT alongside domestic rails in each country.

Card transfers.

Send money instantly to cards via Visa Direct to Card.

The receiving card issuer must support this payment method for it to be available.

Cobalt transfers.

Send to any other Cobalt user instantly for free, anywhere in the world.

Wallet transfers.

Send to other mobile wallet platforms like MoMo and M-Pesa instantly using the recipient’s phone number.

See where you can send.

Explore our transfer destinations and upcoming routes. Search for a country or select it on the globe.

Loading coverage globe…

Use arrow keys to rotate, plus and minus to zoom, and Enter to select the country at the centre. Country and territory search provides the same destination details.

Beams illustrate connections from our operating countries. Route availability and delivery times vary by destination and recipient.

Send internationally often?
Try our subscriptions.

Cobalt Plus, Premium and First users gain superior rates and increased fee-free transfer allowances.

Explore subscriptions
Traveller pulling a white suitcase along a sunlit street.