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A free subscription. Our way of saying thanks.

Gain 100% cashback on any of the following subscriptions. Just select your choice in-app and pay with your Cobalt card.

  • Spotify

    Cashback on Spotify Premium Individual.

  • Netflix

    Cashback on Netflix Standard plans for one user.

  • YouTube

    Cashback on YouTube Premium Individual.

  • Apple Music

    Cashback on Apple Music Individual.

  • X

    Cashback on X Plus.

  • ChatGPT

    Cashback on ChatGPT Go.

Unlock greater limits.

Premium users get discounted international transactions and unlimited currency conversion.

Earn 0.5% cashback on eligible card purchases, up to €3 per calendar month. Paid as money into your Cobalt account, yours to spend.

Everyday cashback stops when you reach your monthly cap and resets next month. Transfers, cash withdrawals and cash-equivalent transactions are excluded. Cashback on refunded purchases is reversed. Subscription reimbursements are separate from this cap.

Earn up to 10% cashback at selected promoted businesses during limited-time offers. Check eligible purchases, cashback limits and offer dates in-app. Offers vary and may not always be available.

Promotional cashback follows each offer’s terms and does not automatically stack with everyday cashback.

Premium cards for our Premium users.

Choose from midnight blue, slate grey, coral and lilac cards. Spending just got more sophisticated.

Four landscape Cobalt cards in midnight blue, slate grey, coral and lilac, on different levels of a horizontal fluted dark-metal podium with polished card stands.

1 GB of eSIM data, refreshed monthly.

Stay connected on the move with a complimentary eSIM. Just activate it in-app and use it instantly in over 150 countries and territories.

An aircraft cabin illuminated with blue and warm golden lighting.

Move in style.

Gain discounted access to thousands of lounges worldwide through our partner DragonPass. Purchase lounge passes in-app for yourself and guests.

A bright airport lounge with comfortable seating beside floor-to-ceiling windows.