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Kenya
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Let’s partner up.

Open a joint account with anyone, whether you’re parents or pairs, easily within the app.

Get started

Get together in three steps.

  1. Open a personal Cobalt account.

  2. Add a joint account.

  3. Invite and approve.

Flow like yin and yang.

Get matching physical and virtual cards with our unique joint account card styles.

Matte ivory and charcoal Cobalt joint cards with glossy contrasting yin-yang designs, standing on a finely fluted graphite metal podium.

Spend in sync.

Easily swap between joint and sole accounts in Cobalt, see spending for each account and track spending with confidence.