Skip to content
Liberia
Get started

Truly global
banking.

Coming soon to 14+ countries and territories, Cobalt is the neobank that does everything you want, and then some.

Get Cobalt

Money wherever you need it, whenever you need it.

Cobalt supports international payments to 180+ countries, all with low fees and options including direct-to-card transfers*, SWIFT and more.

*Subject to receiving card issuer approval.

A globe made of fine blue, teal, and green dots that gently drift outward, with animated connections between cities around the world.

Make Cobalt yours.

Customise and configure your virtual and physical cards however you want. You can even make them gold-plated, if you want.

Terms, conditions and fees apply.

Azure, iridescent, stainless-steel and gold Cobalt cards displayed side by side.

Fiat or crypto?
We’ve got you covered.

Your Cobalt wallet makes crypto as easy as cash. Seamlessly send, receive and spend using the same details you already have.

For everything
you have in mind.

  • Multi-currency accounts.

    More currencies. One place to call home.

  • Superfast international transfers.

    Send money across borders, quickly and simply.

  • International stocks and shares.

    Start investing in international stocks and shares from just $1.

  • Real gold. Real ownership.

    Purchase real gold, stored with our insured partner Transguard in the UAE.

  • Individual and group savings.

    Save for your own goals, or build something together.

  • Virtual and physical debit cards.

    Your everyday essentials, online and in your pocket.

  • AI-accelerated analytics.

    A clearer picture of your money, powered by AI.

  • Credit and loans.

    View your credit score within the app and gain access to a variety of Cobalt lending solutions.*

    *Subject to standard checks and affordability.

  • Joint and teen accounts.

    For shared plans, first steps and growing together.

Savings? Sorted.

Grow your money with up to 4% AER (variable) interest on instant-access savings, paid every day. Create separate savings pots for individual goals and needs, with your money always available.

Introducing Cobalt MCP.

ChatGPT, Claude
and more agents supported
Permission-based
access
<1
second data retrieval
0
additional fees