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Cobalt First.

For those who seek everything. Includes all features from Plus and Premium, and so much more. All for just TSh 159,999

Cashback, yours to spend.

Earn 1% cashback on eligible card purchases, up to TSh 40,000 per calendar month. Paid as money into your Cobalt account, yours to spend.

Everyday cashback stops when you reach your monthly cap and resets next month. Transfers, cash withdrawals and cash-equivalent transactions are excluded. Cashback on refunded purchases is reversed. Subscription reimbursements are separate from this cap.

Earn up to 10% cashback at selected promoted businesses during limited-time offers. Check eligible purchases, cashback limits and offer dates in-app. Offers vary and may not always be available.

Promotional cashback follows each offer’s terms and does not automatically stack with everyday cashback.

Cruise in style.

Cobalt First users get unlimited DragonPass access for themselves. Guest passes are available to purchase in-app. See lounge availability and check for perks like complimentary food and drink, showers and spas. Settle down before you take off.

Comfortable seating and expansive windows in an airport lounge.

5 GB of eSIM data.

Access 5 GB of eSIM data in over 150 countries and territories around the world. Activate the eSIM once and use it anytime. Your data allowance refreshes automatically every month.

A traveller using her phone beside a laptop and coffee.

Travel with confidence, no matter what.

Get a 70% refund, up to TSh 2,500, on trips or events booked with your Cobalt account and cancelled for any reason. Plus, travel without stress knowing your Cobalt First account includes full travel insurance for medical emergencies, winter sports, luggage, delayed flights, accidental damage, and more. Terms apply.

A traveller in a burgundy coat pulling a white suitcase through a sunlit doorway.
Insurance refund+TSh 1,427.90

Subscriptions worth thousands, all included.

Why pick when you can have them all? Gain 100% cashback on all the apps below, automatically and instantly credited to your account. Just sign up with your Cobalt card.

  • Spotify or Apple Music

    Cashback on Spotify Premium Individual or Apple Music Individual.

  • Netflix

    Cashback on Netflix Standard plans for one user.

  • YouTube

    Cashback on YouTube Premium Individual.

  • X

    Cashback on X Plus.

  • ChatGPT

    Cashback on ChatGPT Plus.

  • Claude

    Cashback on Claude Pro.

  • Uber One

    Cashback on Uber One.

  • Deliveroo Plus

    Cashback on Deliveroo Plus.

  • NordVPN

    Cashback on NordVPN.